55 products from 12+ banks. Islamic and conventional. Sorted by reducing rate.
Last updated: 24 March 2026
| # | Bank / Product | Type | Rate | Min Salary | Monthly (AED 1M) | Down Payment | Features |
|---|---|---|---|---|---|---|---|
| 1 | NBF Islamic Home Finance |
Islamic | 3.25% | AED 15,000 | AED 4,878 | 20% | Shariah Compliant |
| 2 | Standard Chartered Saadiq Home Suite |
Islamic | 3.50% | AED 15,000 | AED 5,006 | 20% | No Salary Transfer |
| 3 | Dubai Islamic Bank Al Islami Home Finance (Nationals) |
Islamic | 3.65% | AED 7,000 | AED 5,086 | 15% | Shariah Compliant, No Salary Transfer |
| 4 | United Arab Bank Home Finance |
Islamic | 3.65% | AED 15,000 | AED 5,086 | 20% | No Salary Transfer |
| 5 | HSBC New Home Loan |
Conventional | 3.70% | AED 15,000 | AED 5,106 | 25% | No Salary Transfer |
| 6 | Aafaq Finance (ADF) Residential Mortgages |
Conventional | 3.75% | AED 10,000 | AED 5,136 | 20% | No Salary Transfer |
| 7 | Standard Chartered MortgageOne Loan |
Islamic | 3.85% | AED 15,000 | AED 5,189 | 20% | No Salary Transfer |
| 8 | PRYPCO Mortgage for ExpatsProduct of Month |
Conventional | 3.95% | AED 8,000 | AED 5,243 | 20% | Free pre-approval, Instant pre-approval |
| 9 | PRYPCO Mortgage for UAE NationalsProduct of Month |
Conventional | 3.95% | AED 10,000 | AED 5,243 | 15% | Free pre-approval, Instant pre-approval |
| 10 | ADIB Home Finance for Expats |
Islamic | 4.20% | AED 15,000 | AED 5,389 | 25% | Shariah Compliant, No Salary Transfer |
| 11 | ADIB Home Finance for UAE Nationals |
Islamic | 4.20% | AED 10,000 | AED 5,389 | 20% | Shariah Compliant, No Salary Transfer |
| 12 | SIB Tamallak Home Finance |
Islamic | 6.25% | AED 25,000 | AED 6,593 | 25% | No Salary Transfer |
| 13 | Arab Bank Ready Property Loan |
Conventional | 6.70% | AED 20,000 | AED 6,878 | 25% | No Salary Transfer |