Estimate your monthly payment with Dubai Islamic Bank's current indicative rate built in. Adjust the property value, deposit and term, and the figure updates instantly.
Indicative figures, June 2026. Confirm the live rate on our current UAE mortgage rates page before you apply.
Dubai Islamic Bank is the largest Islamic bank in the UAE and a leading Shariah-compliant home finance provider. Its home finance is structured as Ijara or diminishing Musharaka rather than a conventional interest loan, so the bank earns a profit rate, not interest. The monthly payment maths is identical to a reducing-balance mortgage, which is why this calculator gives an accurate figure for Islamic finance: just read the rate field as a profit rate. DIB lends on ready and off-plan property and assesses affordability against the same CBUAE caps every UAE lender uses: a 50% debt burden ratio for expats, 80% finance to value on a first home under AED 5 million, and a 7 times annual income ceiling. The calculator above preloads DIB's current indicative profit rate. Adjust the sliders for your purchase, read our Dubai Islamic Bank home finance guide for the full product detail, and compare it against conventional and other Islamic options on the live rates page.
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