The UAE's independent mortgage comparison platform — built by a team with deep roots in UAE banking, dedicated to giving every buyer transparent, verified rate data.
MortgageCompare.ae was built on a simple principle: UAE mortgage buyers deserve the same quality of information that institutional investors have always had. Real rates, real terms, clearly explained.
The UAE mortgage market is layered: dozens of active lenders, Islamic and conventional structures, CBUAE regulatory caps, and an EIBOR benchmark that moves with global rates. Most buyers face all that with nothing more than a single bank quote. We built this platform to fix that.
We are not affiliated with any UAE lender. No bank pays us to appear first in our comparison tables. Rates are sorted by cost — full stop. Our team monitors published pricing across major UAE lenders and updates the database whenever a bank adjusts its rates, which can happen multiple times per month.
Why independent matters
Most UAE mortgage websites are lead-generation portals for brokers. Products are ranked by the commission paid, not the rate offered. We operate differently: our income comes from transparent advisory referrals clearly disclosed on the site, never from boosting a lender's position in our comparison table.
Our research team maintains ongoing data relationships with mortgage departments at each of the following UAE lenders. When a bank adjusts its rate — whether in response to EIBOR movements, a Fed decision, or internal pricing strategy — we update our comparison tables within 24 hours of confirmation.
Every rate on this site follows a four-step verification process before it appears in the comparison table.
We monitor official bank pricing portals, published rate sheets, and CBUAE regulatory disclosures directly. No third-party aggregators. Data goes from the bank to our database.
All rates are converted to a reducing (declining) balance equivalent. Islamic profit rates and conventional interest rates are expressed on an identical basis, so you compare like-for-like across every product we list.
Rates are cross-referenced with CBUAE publications and confirmed with lender contacts before publication. Discrepancies are flagged internally and held until resolved.
Rate tables are updated within 24 hours of confirmed bank pricing changes. The last-updated date is displayed on the rates page. We never show stale data without a visible timestamp.
Questions about a specific rate or product? Contact the research team →
Every page on this site is produced and fact-checked by the MortgageCompare.ae team, and each subject area has a named owner.
The team researches UAE mortgage products, tracks EIBOR and CBUAE base-rate movements, and maintains the rate database behind the comparison tables. Rate figures are checked against bank published pricing and CBUAE publications before they appear on the site, and every article carries the date it was last reviewed.
Articles carry the byline of the team lead who owns that subject, so you can see who stands behind a figure. Where a figure cannot be confirmed against a public source, it is marked as indicative in the rate data and kept out of our headline claims.
Questions, corrections or data queries: contact the team. The full sourcing and verification process is on the methodology page.
Majid Akhbar
Head of Mortgage
Market and rate movement, EIBOR, area and property guides, and what borrowing costs actually look like across the UAE.
Daniella Best
Head of Compliance
CBUAE rules, eligibility and affordability limits, arrears and default, fees, deposits and the application process.
Danyal Szoke
Head of Sales
Bank-by-bank comparisons, broker and lender selection, calculators, expat and non-resident options, refinancing and rate-type choices.
Three principles that guide everything we publish.
Our comparison tables rank products by their actual reducing rate — lowest cost first. No UAE bank has paid to appear at the top of our results. Where we earn advisory referral income, this is disclosed clearly on the relevant pages. Your interests and ours are aligned.
Every eligibility calculation, every LTV calculation, every DBR check on this site uses the Central Bank of the UAE's published regulations as its foundation. We update our tools whenever the CBUAE revises its guidance — not months later, not never. Regulatory accuracy is not optional in a YMYL financial context.
Comparing rates, running eligibility checks, reading the knowledge hub — all free, no registration required. We do not sell your data to lenders. The platform exists to inform buyers, not to generate leads for banks. If you choose to speak to an advisor, that is entirely your decision.
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Home loan products from major UAE banks. Islamic and conventional. Free.