RAKBANK does not publish a standing rate sheet, so this calculator preloads the top of the published UAE market range as your conservative benchmark. Adjust every slider to fit your purchase.
Indicative figures, June 2026. Confirm the live rate on our current UAE mortgage rates page before you apply.
RAKBANK, formally the National Bank of Ras Al-Khaimah, is a retail-focused UAE bank listed on the Abu Dhabi Securities Exchange. Its mortgage footprint is smaller than the big four lenders, and it quotes home loan pricing per applicant rather than publishing a standing rate sheet. Where RAKBANK tends to compete is with its existing retail and small business customers, who can sometimes secure sharper pricing than the walk-in market. Products are conventional only; for Sharia-compliant finance look at Dubai Islamic Bank (3.90%) or ADIB instead. CBUAE rules apply in full: 50% debt burden ratio, 80% loan to value for an expat first home under AED 5 million, 25-year maximum term. The slider preloads 3.99%, the top of the published UAE introductory range (Standard Chartered leads at 3.78%), so your benchmark errs on the safe side. Read the RAKBANK mortgage guide for the application detail and test any quote you get against the live rates page.
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