CBD mortgage calculator

Commercial Bank of Dubai prices its home loans within the wider UAE market range rather than off a published sheet. The slider starts at the midpoint of that range; move it to the rate CBD quotes you.

AED 1,500,000
AED 300KAED 100M
20%
5%80%
4.14%
1.00%10.00%
25 years
5 years25 years
Figures are indicative. Use the eligibility checker to see what this looks like for your circumstances.

Your estimated payment

AED 6,427
per month
Finance amount
AED 1,200,000
Down payment
AED 300,000
Total interest
AED 728,151
Total repaid
AED 1,928,151
Check your eligibility →

CBD mortgage rates at a glance

Indicative figures, June 2026. Confirm the live rate on our current UAE mortgage rates page before you apply.

Published CBD rateNot published; CBD prices within the 3.78% to 4.50% market range
Rate typeConventional only (no Islamic window)
Reverts to3-month EIBOR (3.85%) + bank margin
Max loan to value, first home under AED 5M80% expats, 85% nationals
Max term25 years

About a CBD mortgage

Commercial Bank of Dubai is a mid-size UAE lender established in 1969 and majority-owned by the Investment Corporation of Dubai, the emirate's sovereign wealth arm. Its home loans are conventional only and available to UAE residents, both nationals and expats; there is no Islamic window, so Sharia-compliant buyers should look at Dubai Islamic Bank or ADIB. CBD's introductory fixed rates sit within the June 2026 UAE market range of 3.78% to 4.50%, confirmed per application rather than published. It is strongest as a relationship lender: existing CBD current account and business customers are the profile most likely to see sharp pricing. CBUAE limits are identical to every UAE bank: 50% debt burden ratio, 80% loan to value on an expat first home under AED 5 million, 25-year maximum term. The calculator preloads 4.14%, the midpoint of the range CBD prices within. The full product detail is in the CBD mortgage guide, and every published UAE rate is on the live rates page.

What buyers ask about CBD home loans

What is CBD's mortgage rate in 2026?

CBD confirms rates per application rather than publishing a rate sheet. Its introductory fixed rates sit within the UAE market range of 3.78% to 4.50% as of June 2026. The calculator preloads 4.14%, the midpoint of that range; swap in your quoted rate for an exact figure.

Does CBD offer Islamic mortgages?

No. Commercial Bank of Dubai is a conventional lender with no Islamic finance window. For Sharia-compliant home finance the current market leaders are Dubai Islamic Bank at 3.90% and ADIB at 4.25%.

How much is a CBD home loan per month?

At the 4.14% midpoint benchmark, an AED 1,200,000 loan over 25 years costs about AED 6,427 a month. If CBD quotes you 3.90% instead, the same loan drops to roughly AED 6,266, which is why it always pays to negotiate the rate before the fee waivers.

One quote is not a comparison.

Check CBD against 2000+ products from 20+ UAE lenders on rate, fees and reversion margin.

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