Standard Chartered's cheapest rate, the 4.67% Mortgage One variable, is preloaded below, so you can see the payment before you compare it with anything else. Move the sliders to your property value, deposit and term.
Indicative figures. Confirm the live rate on our current UAE mortgage rates page before you apply.
Standard Chartered has operated in the UAE since 1958, and since 18 September 2026 it writes no fixed-rate mortgage at all. All 96 of its products are variable. The cheapest is Mortgage One at 3-month EIBOR plus 0.30%, 4.67% as read on 22 September 2026, quoted for Priority Private clients and carrying a 1.3125% arrangement fee. The three fixed rates this page used to quote no longer exist. That changes what this bank is for: a variable rate moves from the first repayment, so the case for it is a view on EIBOR rather than a cheap headline, and the cheapest conventional fixed rate in the market is 3.89% at Emirates NBD. Three features still set Standard Chartered apart. No salary transfer is required, unlike ADCB and Emirates NBD. Mortgage One carries an offset facility, so savings parked against the loan reduce the interest charged. And the bank has a track record with non-standard income profiles and non-resident buyers. Banks set their own minimum salary and do not publish it consistently, so ask for the current threshold in writing. CBUAE rules apply as everywhere: 50% debt burden ratio, 80% loan to value on an expat first home under AED 5 million. The calculator preloads the 4.67% Mortgage One rate; move the slider to whatever margin your own offer carries. The full product breakdown, including the reversion maths, is in the Standard Chartered mortgage guide, and you can see how it compares with other lenders on the live rates page.
Compare Standard Chartered against products from major UAE lenders on reversion margin, fees and eligibility, not just the headline.