EIBOR 3M 3.85% CBUAE Base 3.65% Best Islamic 3.90% Best Conventional 3.78% EIBOR 3M 3.85% CBUAE Base 3.65% Best Islamic 3.90% Best Conventional 3.78%

Expat & non-resident buyers

What changes when you're not a UAE national: deposits, eligible banks and paperwork, covered nationality by nationality, with the Golden Visa route included.

18 articles in this topic

American expat mortgage UAE 2026: FATCA, which banks lend, and how to apply Can US citizens get a mortgage in the UAE? Yes, but FATCA compliance creates extra friction. This guide covers which banks lend to Americans, rates, documentation, and how to navigate the process. Australian Expat Mortgage UAE 2026: How to Get a Home Loan in the Emirates Australian expats can get UAE mortgages from 3.78% in 2026. Which banks lend to Australians, LTV rules, documents needed, and how SMSF or Australian tax residency affects your application. Canadian Expat Mortgage UAE 2026: How to Buy Property in the Emirates Canadians can get UAE mortgages from 3.78% in 2026. No FATCA complications, 20% minimum deposit, and most major UAE banks lend to Canadian expats. Complete guide for Canadians buying in Dubai or Abu Dhabi. Cheapest Expat Mortgage UAE (2026) Standard Chartered offers 3.78% without salary transfer. We compare every expat mortgage in the UAE and show which banks skip the salary transfer requirement. Chinese expat mortgage UAE 2026: how to get a home loan in the Emirates Chinese expat mortgage UAE 2026: deposit rules, eligible banks, salary requirements, and step-by-step process for Chinese nationals buying property in Dubai or Abu Dhabi. Dubai mortgage for non-residents: who lends and how (2026) Can non-residents get a Dubai mortgage? Which banks lend, the 40% to 50% deposit, where you can buy, the documents you need from abroad, and the process. Expat Mortgage Rates UAE 2026: What You'll Actually Pay Expat mortgage rates in the UAE start from 3.78% fixed in June 2026. How they differ from national rates, which banks lend to expats, and the key rules on LTV and income. Filipino expat mortgage UAE 2026: how to get a home loan in the Emirates Filipino expats in the UAE can get a mortgage on freehold property. Eligibility rules, LTV limits, salary requirements and the best banks explained for 2026. French expat mortgage UAE 2026: how to get a home loan in the Emirates French nationals in the UAE can get a mortgage on the same CBUAE terms as any expatriate. Here's how it works, which banks lend, what documents you need, and how the France-UAE tax treaty helps. German expat mortgage UAE 2026: how to get a home loan in the Emirates German nationals in the UAE can get a mortgage on the same CBUAE terms as any expat. Here's how it works, which banks lend, and what documents you need. Golden Visa through property: does a mortgage block it? A mortgaged property can still qualify for the UAE Golden Visa. It's the equity you've paid off, not the purchase price, that has to clear AED 2M. Indian expat mortgage UAE 2026: how to get a home loan Indian expats in the UAE can get a mortgage from any major UAE bank with a 20% minimum deposit and a valid UAE residency visa. Full guide: eligibility, documents, salary requirements, and which banks to approach. Indian NRI mortgage UAE: moving money between the two countries How NRE and NRO accounts, the RBI's Liberalised Remittance Scheme and the India-UAE tax treaty affect an NRI buying property in the UAE with a mortgage. International Mortgage UAE 2026 Non-resident UAE mortgage guide: which banks lend, 50-65% LTV cap, AED 1M+ minimum loan, document checklist, currency hedging, full process for overseas buyers. Mortgages for expats in the UAE: 2026 eligibility guide LTV limits, minimum salary thresholds, and which UAE banks lend to non-residents in 2026. What expats actually need to qualify, and the most common reasons applications get rejected. Pakistani Expat Mortgage UAE 2026: How to Get a Home Loan Pakistani nationals working in the UAE can apply for a mortgage at most major banks. Here's what documents you need, which banks to approach, and how to maximise your approval chances. South African expat mortgage UAE 2026: how to get a home loan in the Emirates South African nationals in the UAE can get a mortgage under standard CBUAE expatriate rules. 75% LTV, AED 15,000 minimum salary, and no nationality-specific restrictions. Full guide with salary tables and upfront cost breakdown. UK Expat Mortgage UAE 2026: How British Nationals Get a Home Loan UK expat mortgage UAE guide for 2026. Requirements, best banks for British nationals, LTV rules, HSBC cross-border advantage, FX considerations, and how to apply from scratch.

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Expat rates differ by bank