EIBOR 3M 3.91% CBUAE Base 3.65% Best Islamic 3.75% Best Conventional 3.89% EIBOR 3M 3.91% CBUAE Base 3.65% Best Islamic 3.75% Best Conventional 3.89%

Expat & non-resident buyers

What changes when you're not a UAE national: deposits, eligible banks and paperwork, covered nationality by nationality, with the Golden Visa route included.

19 articles in this topic

American expat mortgage UAE: FATCA and which banks lend How US citizens get a UAE mortgage despite FATCA friction. Which banks lend to Americans, the rates and documents, and how the application works. Australian expat mortgage UAE: how to get a home loan Australian expats can get UAE mortgages from 3.89% conventional or 3.75% Islamic. Which banks lend to Australians, LTV rules, documents and tax residency. Canadian expat mortgage UAE: how to buy in the Emirates Canadians can borrow from 3.89% conventional or 3.75% Islamic on a 20% deposit, with no FATCA friction. Which UAE banks lend, and how to apply. Cheapest Expat Mortgage UAE (2026) Standard Chartered offers 4.29% with no salary transfer. We compare expat mortgages from major UAE banks and show which ones skip the salary transfer rule. Chinese expat mortgage UAE: how to get a home loan Chinese expat mortgage UAE: deposit rules, eligible banks, salary requirements and the step-by-step process for Chinese nationals buying in Dubai or Abu Dhabi. Dubai mortgage for non-residents: who lends and how (2026) Can non-residents get a Dubai mortgage? Which banks lend, the 40% to 50% deposit, where you can buy, the documents you need from abroad, and the process. Egyptian expat mortgage UAE: banks and salary brackets Egyptian nationals borrow as standard UAE expats: 20% minimum deposit, no nationality restriction, and what banks ask when a deposit arrives from Egypt. Expat mortgage rates UAE: what you'll actually pay Expat mortgage rates in the UAE start from 3.89% fixed on a conventional loan. How they differ from national rates, which banks lend, and the key LTV rules. Filipino expat mortgage UAE: how to get a home loan Filipino expats in the UAE can get a mortgage on freehold property. Eligibility rules, LTV limits, salary requirements and the best banks explained for 2026. French expat mortgage UAE: how to get a home loan French nationals in the UAE can get a mortgage on standard CBUAE expat terms. Which banks lend, the documents you need, and how the France-UAE tax treaty helps. German expat mortgage UAE: how to get a home loan German nationals in the UAE can get a mortgage on the same CBUAE terms as any expat. Here's how it works, which banks lend, and what documents you need. Golden Visa through property: does a mortgage block it? A mortgaged property can still qualify for the UAE Golden Visa. It's the equity you've paid off, not the purchase price, that has to clear AED 2M. Indian expat mortgage UAE: how to get a home loan Indian expats can get a mortgage from any major UAE bank with a 20% minimum deposit and a valid residency visa. Eligibility, documents and which banks to pick. Indian NRI mortgage UAE: moving money between countries How NRE and NRO accounts, the RBI's Liberalised Remittance Scheme and the India-UAE tax treaty affect an NRI buying property in the UAE with a mortgage. International Mortgage UAE 2026 Non-resident UAE mortgage guide: which banks lend, 50-65% LTV cap, AED 1M+ minimum loan, document checklist, currency hedging, full process for overseas buyers. Mortgages for expats in the UAE: 2026 eligibility guide LTV limits, minimum salary thresholds and which UAE banks lend to non-residents. What expats need to qualify and the common reasons applications get rejected. Pakistani expat mortgage UAE: how to get a home loan Pakistani nationals working in the UAE can get a mortgage at most major banks. The documents you need, which banks to approach and how to boost approval odds. South African expat mortgage UAE: how to get a home loan South African nationals in the UAE can get a mortgage under standard CBUAE expat rules. Minimum salary, LTV caps, salary tables and upfront costs explained. UK expat mortgage UAE: how British nationals get a loan UK expat mortgage requirements in the UAE: best banks for British nationals, LTV rules, the HSBC cross-border advantage, FX considerations and how to apply.

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