EIBOR 3M 3.85% CBUAE Base 3.65% Best Islamic 3.90% Best Conventional 3.78% EIBOR 3M 3.85% CBUAE Base 3.65% Best Islamic 3.90% Best Conventional 3.78%
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Calculators & tools

Payment, fee, DBR, overpayment and refinance calculators, plus per-bank and per-emirate versions. Start with the main calculator, then drill into your exact scenario.

25 articles in this topic
Abu Dhabi Mortgage Calculator 2026 Abu Dhabi mortgage calculator: an AED 2M home with 20% down costs AED 8,252/month at 3.78%, plus about AED 87,000 in fees. Abu Dhabi's 2% fee beats Dubai's 4%. Ajman Mortgage Calculator 2026: Monthly Payments, Fees and Buying Costs Use our Ajman mortgage calculator to estimate your monthly repayments, deposit required, and total buying costs for property in Ajman in 2026. DLD Fee Calculator Dubai 2026: Transfer Fees and Mortgage Charges Calculate your Dubai Land Department fees in seconds. The DLD transfer fee is 4% of the purchase price. Add mortgage registration (0.25%), trustee office, and admin fees for a full cash-to-close total. Dubai Mortgage Deposit Calculator: How Much Cash You Need Upfront Dubai mortgage deposit calculator 2026: find out exactly how much cash you need upfront. Down payment rules, DLD fees and total buying costs for expats and UAE nationals. Interest-Only Mortgage Calculator UAE: Payments and Total Cost Interest-only mortgage calculator UAE: see monthly payments, total cost and what happens when the interest-only period ends. Figures for June 2026 UAE bank rates. Islamic Mortgage Calculator UAE: Monthly Payments 2026 Islamic mortgage calculator UAE: an AED 2M home with 20% down costs AED 8,357/month at a 3.90% profit rate over 25 years. Work out your Ijara or Murabaha payment. Loan calculator UAE: personal loan vs mortgage sums A UAE loan calculator for a personal loan and one for a mortgage give different numbers on purpose. Here's the maths behind each, and where they collide. Mortgage eligibility calculator UAE: what you can borrow Work out your real UAE mortgage borrowing capacity using the CBUAE 50% DBR cap, not just a payment estimate. Worked examples by salary, with the gaps a calculator misses. Mortgage estimator UAE: a rough number before you touch a bank Get a mortgage estimate in the UAE without submitting documents or a credit check. What a real estimator needs, how close it gets to a bank's actual offer, and where it falls short. Mortgage Payment Calculator UAE: Monthly Repayments by Loan Size Mortgage payment calculator UAE: see monthly repayments by loan size at current bank rates. Tables for AED 500K to AED 3M at 3.78% to 4.99%, with total interest and term comparison. Mortgage repayment calculator UAE: principal vs interest On a UAE mortgage, most of your early payments are interest. See exactly when that flips, with a real amortisation table for a AED 1.5M loan. Ras Al Khaimah mortgage calculator: estimate your monthly repayment Ras Al Khaimah mortgage calculator: AED 800,000 RAK home, 25% deposit, costs around AED 3,120/month at 3.85% over 25 years. Same CBUAE rules as Dubai. RAKBANK, Emirates NBD, FAB all lend in RAK. RERA Rental Index Calculator UAE 2026 The RERA rental index calculator explained: how the legal rent increase rules work, how to use the dubailand.gov.ae tool, and what the rental index means for buy vs rent decisions. Sharjah Mortgage Calculator 2026: Monthly Payments, Fees and Buying Costs Calculate your mortgage for a Sharjah property in 2026. Monthly payment examples, upfront fee breakdown, expat ownership rules, and how Sharjah buying costs compare to Dubai. UAE Buy-to-Let Yield Calculator: Rental Return on Your Mortgage UAE buy-to-let yield calculator 2026: work out gross yield, net yield and cashflow on a mortgaged investment property. Includes Dubai and Abu Dhabi benchmarks. UAE Debt Burden Ratio (DBR) Calculator: How Much Can You Borrow? UAE DBR calculator: on AED 30,000 income with AED 3,000 of existing debt, your 50% DBR cap leaves AED 12,000/month for a mortgage, around AED 2.33M of borrowing. Check yours. UAE Home Loan EMI Calculator: How EMI Works in the Emirates UAE home loan EMI calculator: AED 1.5M at 3.78% over 25 years = AED 7,736/month. How the PMT formula works, EIBOR impact tables, and what the calculator doesn't show. UAE Mortgage Affordability Calculator: What You Can Borrow in 2026 Use the UAE mortgage affordability calculator to find your borrowing limit. Salary brackets, DBR rules and worked examples for expats and UAE nationals in June 2026. UAE Mortgage Comparison Calculator: Side-by-Side Bank Costs in 2026 UAE mortgage comparison calculator 2026: compare monthly payments, total interest and true cost across UAE banks side by side. Fixed vs variable, Islamic vs conventional. UAE mortgage fees calculator 2026: all buying costs on one page Calculate all UAE mortgage buying costs: 4% DLD transfer fee, 0.25% mortgage registration, bank arrangement fee, valuation. Total fees by property price with worked examples. UAE Mortgage Overpayment Calculator: How Much Do Extra Payments Save? UAE mortgage overpayment calculator: paying AED 1,000 extra per month on a AED 1.6M loan saves AED 156,405 in interest and cuts 4.1 years off your term. See your numbers. UAE Mortgage Refinance Calculator: How Much Could You Save? UAE mortgage refinance calculator: switching a AED 1.5M loan from 4.99% to 3.78% saves AED 987/month and AED 236,880 over 20 years. Break-even in 25 months. Run yours. UAE Mortgage Term Calculator: How Loan Length Changes Your Payment UAE mortgage term calculator: see how loan length changes your monthly payment and total interest. 10, 15, 20 and 25-year comparison tables for June 2026 UAE bank rates. UAE Property Transfer Fee Calculator: DLD and Registration Costs in 2026 UAE property transfer fee calculator 2026: DLD 4% transfer fee, mortgage registration, agency costs and all buying charges explained with worked examples. UAE Rental Yield Calculator: Gross and Net Return 2026 UAE rental yield calculator: a AED 1.2M Dubai apartment renting for AED 90,000/year gives 7.5% gross and 5.1% net after expenses. Work out your property's return.

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