EIBOR 3M 3.91% CBUAE Base 3.65% Best Islamic 3.75% Best Conventional 3.89% EIBOR 3M 3.91% CBUAE Base 3.65% Best Islamic 3.75% Best Conventional 3.89%
Home / Knowledge hub / Calculators & tools

Calculators & tools

Payment, fee, DBR, overpayment and refinance calculators, plus per-bank and per-emirate versions. Start with the main calculator, then drill into your exact scenario.

26 articles in this topic
Abu Dhabi Mortgage Calculator 2026 Abu Dhabi mortgage calculator: an AED 2M home with 20% down costs AED 8,349/month at 3.89%, plus about AED 87,000 in fees. Abu Dhabi's 2% fee beats Dubai's 4%. Ajman mortgage calculator: payments, fees and buying costs Use our Ajman mortgage calculator to estimate your monthly repayments, deposit required, and total buying costs for property in Ajman in 2026. DLD fee calculator Dubai: transfer fees and charges Calculate Dubai Land Department fees in seconds: the 4% transfer fee, 0.25% mortgage registration, trustee and admin charges for a full cash-to-close total. Dubai mortgage deposit calculator: cash needed upfront Find out how much cash you need upfront for a Dubai home: down payment rules, DLD fees and total buying costs for expats and UAE nationals. Interest-only mortgage calculator UAE: payments and cost Interest-only mortgage calculator for the UAE: monthly payments, total cost, and what happens when the interest-only period ends, using current bank rates. Islamic mortgage calculator UAE: monthly payments Islamic mortgage calculator UAE: an AED 2M home with 20% down costs AED 8,401 a month at a 3.95% profit rate over 25 years. Work out your Ijara payment. Loan calculator UAE: personal loan vs mortgage sums A UAE loan calculator for a personal loan and one for a mortgage give different numbers on purpose. Here's the maths behind each, and where they collide. Mortgage eligibility calculator UAE: what you can borrow Work out your real UAE mortgage borrowing capacity using the CBUAE 50% DBR cap, not just a payment estimate. Worked examples by salary bracket. Mortgage estimator UAE: a rough number before the bank Get a UAE mortgage estimate without documents or a credit check. What a real estimator needs, how close it gets to a bank's offer, and where it falls short. Mortgage payment calculator UAE: monthly repayments See monthly repayments by loan size at current UAE bank rates. Tables for AED 500K to AED 3M at 3.75% to 4.99%, with total interest and term comparison. Mortgage repayment calculator UAE: principal vs interest On a UAE mortgage, most of your early payments are interest. See exactly when that flips, with a real amortisation table for a AED 1.5M loan. Property value calculator UAE: what can your deposit buy? Work out the maximum property price your deposit and salary support in the UAE, and why a low bank valuation can shrink that number at the last minute. Ras Al Khaimah mortgage calculator: monthly repayment An AED 800,000 RAK home with a 20% deposit costs around AED 3,330 a month at 3.85% over 25 years. RAKBANK, Emirates NBD and FAB all lend in RAK. RERA rental index calculator UAE: how to use it The RERA rental index calculator explained: legal rent increase rules, how to use the dubailand.gov.ae tool, and what the index means for rent vs buy. Sharjah mortgage calculator: payments and buying costs Calculate your mortgage on a Sharjah property: monthly payment examples, upfront fee breakdown, expat ownership rules, and how costs compare to Dubai. UAE buy-to-let yield calculator: rental returns UAE buy-to-let yield calculator 2026: work out gross yield, net yield and cashflow on a mortgaged investment property. Includes Dubai and Abu Dhabi benchmarks. UAE debt burden ratio calculator: what you can borrow On AED 30,000 income with AED 3,000 of existing debt, the 50% DBR cap leaves AED 12,000 a month for a mortgage, about AED 2.30M of borrowing. Check yours. UAE home loan EMI calculator: how EMI works UAE home loan EMI: AED 1.5M at 3.89% over 25 years is AED 7,827 a month. How the PMT formula works, EIBOR impact tables and what the calculator misses. UAE mortgage affordability calculator: what you can borrow Find your borrowing limit with the UAE mortgage affordability calculator: salary brackets, DBR rules and worked examples for expats and UAE nationals. UAE mortgage comparison calculator: bank vs bank Compare monthly payments, total interest and true cost across UAE banks side by side. Fixed vs variable, Islamic vs conventional, in one calculator. UAE mortgage fees calculator: all buying costs Calculate all UAE mortgage buying costs: 4% DLD transfer fee, 0.25% mortgage registration, bank arrangement and valuation fees, with worked examples. UAE mortgage overpayment calculator: what you save Paying AED 1,000 extra a month on a AED 1.6M loan saves AED 166,985 in interest and cuts 4.2 years off the term. Work out what overpaying saves you. UAE mortgage refinance calculator: how much you save Switching a AED 1.5M loan from 4.99% to 3.89% saves AED 888 a month and AED 213,120 over 20 years, breaking even in 28 months. Run your own refinance numbers. UAE mortgage term calculator: loan length and payments See how loan length changes your monthly payment and total interest, with 10, 15, 20 and 25-year comparison tables at current UAE bank rates. UAE property transfer fee calculator: DLD and costs UAE property transfer fee calculator 2026: DLD 4% transfer fee, mortgage registration, agency costs and all buying charges explained with worked examples. UAE rental yield calculator: gross and net return A AED 1.2M Dubai apartment renting for AED 90,000 a year gives 7.5% gross and 5.1% net after expenses. Work out your property's rental return.

Run your own numbers

The main calculator applies CBUAE LTV and DBR rules to your exact figures.

Open the calculator → Compare rates WhatsApp an advisor